Automated Management of Single Customer Accounts

Abstract

There are described principles and procedures of keeping in the MIS “Express-3” records of the bank clearing based receipts from corporate customers of passenger services using their single customer accounts. The proposed complex was developed in accordance with the current Rules of Passenger, Luggage and Cargo-Luggage Federal Railway Services as well as with statutory acts governing business accounting in the Russian Federation, industry regulatory documents and internal business accounting order documents of the JSC RZD and its subsidiary JSC FPK(Federal Passenger Company) with allowances made for specific character of the latter company profile and business activities. Single customer account (SCA) turns up to be mandatory attribute of every bank clearing associated business transaction with a corporate customer. Such an account may be opened on the basis of concluded contract for passenger, luggage, cargo-luggage and mail transportation services (‘Contract for transportation services to be settled through SCA’). This is the whole new level settlement service. Automated management of a single customer account allows to keep record of receipts (monetary payments for the rendered services) as well as to monitor customer account balance with respect to adequacy of money means for ticketing/cargo shipping purposes and to perform payment transactions for passenger, cargo-luggage and mail transportation services